What keeps you up at night?
Women have a lot to think about financially.
In the list below, check off any concerns you have right now.
Retirement
Consider fully funding your retirement savings to meet your lifestyle and health care expenses.
Will my money last through retirement?
Do I need long-term care insurance?
How do I manage all my retirement plans?
How could leaving the workforce to start a family impact my retirement savings?
What should I consider before claiming Social Security?
What should I do with my employer retirement plan?
Since I am retiring soon, what do I need to do now?
Life Events
66% of women have delayed at least one life event due to their financial situation. Know the financial consequences of your life event choices — and plan for them!
How do we manage our finances after getting married?
What happens to my 401(k) when I change jobs?
What are my options if I am laid off?
I am getting divorced. What happens to my assets?
How do I help my recent college grad transition into the workforce?
What do I do when a loved one dies?
Investments
Your investments should work as hard as you do — balancing growth, income, and risk to keep you on track toward your goals.
Am I taking the right amount of risk for my goals?
Is my portfolio properly diversified?
Do I have too much money sitting in cash?
How do I rebalance my investments without creating a tax bill?
Are my investments aligned with my values (ESG, impact investing)?
Am I paying too much in fees?
Do I have the right mix of accounts (taxable, tax-deferred, Roth)?
How do I adjust my portfolio in retirement?
Elder Care
You may be a caregiver for aging parents. If you take time off work, be sure to make up for any lost retirement savings.
How can I learn more about Medicare?
What should I consider when evaluating care facilities?
How do I cope with Alzheimer’s disease?
What happens if I have to care for my parents?
Tax Planning
Taxes can quietly erode your wealth — proactive planning can help you keep more of what you earn and invest.
How can I lower my taxes now and in retirement?
Should I do Roth conversions, and when?
How can I reduce capital gains when selling investments?
Am I taking advantage of all tax deductions and credits available to me?
How do I make my charitable giving more tax-efficient?
Are my investments placed in the most tax-smart accounts? (Asset location)
How will future tax law changes impact me?
How do I plan for Required Minimum Distributions (RMDs)?
Estate Planning
Don’t make these important decisions in a crisis. Women who plan ahead financially have more options.
What should I know about estate planning?
How do I protect my estate from taxes?
How do I create a legacy for my children?
Can I provide for my favorite charity when I am gone?
What will my survivors need to know?